All Loans are backed by local residential property equity.

Secured by Real Estate

3-6 month project timelines offer fast turnarounds

Short-Term Liquidity

Targeted 10-12% returns with clear deal terms

Predictable Returns

Why Investors Trust Us?

Transparent Terms, No hidden fees

Local market knowledge = smarter underwriting

Only high-equity, high-ROI homes are accepted

Investor-first structure: repayment priority

Your Capital. Our Expertise. Shared Success

You fund a specific project or invest in our deal pool

A woman at the office overlooking the city skyline

We underwrite the property and manage renovation

Home sells - You're repaid with interest from closing proceeds

You're paid first, before AGATE and the seller

You reinvest in future deals

Secure, Short-Term Returns. Backed by Real Estate.

Join a growing network of investors earning predictable returns from pre-sale renovation loans, secured by property equity

Property Details

As-Is Home Value: $500,000

Projected Sale Price (Post-Renovation): $580,000

Value Increase (Uplift): $80,000

Captital Use

Investor Capital: $25,000
Used For: Renovations including flooring, paint, lighting, and landscaping
Actual Renovation Cost: $22,000 (Agate manages cost control)

Returns Break down

Investor Return (Fixed 10%): $2,500

Repayment Timeline: 4–6 months, paid at closing

Agate Equity Profit (25% of net uplift): $15,125

Seller Net Profit (After all costs): $41,625

Investor Security

Secured by the home’s equity
First to be repaid from sale proceeds
No exposure to contractor or market delays—Agate manages all risk

Model Example

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